Access to Earned Pay: ImmediatePay for Employees | Immediate

Access your pay when you need it most

ImmediatePay is the simple and easy-to-use employee benefit that unlocks access to your earned pay in between paydays.

On-demand access

Quick and easy access to your earned pay when you need it.

Flexible transfers

Transfer funds to your bank account of choice.

Stress less

Relax knowing you have a safety net in times of need.

What happens when the unexpected happens?

Unexpected expenses happen, and when they do, you shouldn’t have to wait until payday to get the money you’ve earned. With ImmediatePay, you can access the pay you have earned without having to wait for payday, which gives you the freedom you need when unexpected expenses arise.


How ImmediatePay works

At the end of the workday, you’ll clock out as usual and you will be able to see how much money you’ve earned in the ImmediatePay app. After setting up your wallet, you can select the amount you’d like to transfer, where to send funds and confirm.

You also have free access to financial education and savings tools to equip you on your financial wellness journey. 


“Sign on and enrollment process was cake. It didn’t take much time at all. ImmediatePay is super simple to use and easy to work with.”

Forrest S., ImmediatePay user


“Things were a lot more difficult for me before ImmediatePay. My mom even loves the fact that I have ImmediatePay because I was constantly having to pay her back $50 a week. Now I can access my money myself. I feel secure in my finances.”

Faith A., ImmediatePay user


“I have ImmediatePay and it’s the best security blanket that I have. It’s fast and it’s very quick. I hit two buttons and I’m done. My money’s in the bank. I don’t have to constantly worry. I can pay my bill and I can move on to the next thing!

Jeannie S., ImmediatePay user

Frequently asked questions

Find answers to commonly asked questions from employees interested in taking advantage of the ImmediatePay benefit!

ImmediatePay is a financial wellness app that allows eligible employees to access their earned pay in between paydays.

No, Immediate does not provide loans and there are no interest rates or hidden fees associated with the benefit.

No. The only funds accessible are wages already earned. Our app is connected with the software your employer uses to track your hours and pay. This helps us show you how much you’ve earned in real-time. Then, you can choose how much of that money you want to receive and transfer it to your own bank account.

Currently, you can only use ImmediatePay if your employer is signed up for Immediate. If they are, you will receive an invitation email with a unique code to enroll in the ImmediatePay app. 

Yes. We keep all your personal information secure at all times.

Funds can be received via debit card in as little as 30 minutes (often sooner)! For ACH transfers, the processing time is dependent upon your bank’s hours of operation.

Our access fee is a nominal ATM-like fee for transferring funds.

No. With Immediate, you can be sure that your transactions and personal information will stay private.

Currently, we do not accept the following methods for transfers: Credit cards, CashApp, Venmo, Paypal, and various prepaid debit cards. However, we do accept debit cards and you can also add your banking information within the ImmediatePay app to receive ACH/electronic and bank-to-bank money transfers.

Immediate Team Members


Immediate helps businesses recruit and retain talent with ImmediatePay, a financial wellness benefit that allows employees to access their pay in between paydays.