Unexpected expenses happen, and when they do, you shouldn’t have to wait until payday to get the money you need.
Most people don’t have enough saved up to cover an emergency expense, which leads to borrowing money from high-interest loans predatory lenders, or running up credit card debt.
ImmediatePay was created for the unexpected expenses of life. With our app, you can access the pay you have earned without having to wait for a payday. This gives you the freedom you need when unexpected expenses arise.
Download the ImmediatePay app
How Immediate works
You can access your earned pay on the ImmediatePay app.
You also have in-app access to additional financial wellness and savings tools to equip you on the road to financial wellness. At the end of the workday, you’ll clock out as usual and you will be able to see how much money you’ve earned in the app. After setting up your wallet, you can select the amount you’d like to transfer, where you want funds sent, and confirm!
Frequently asked questions
What is Immediate?
Immediate is a financial wellness solution delivering on-demand access to earned wages.
How does Immediate work?
Through HR software integrations, Immediate receives real time updates of hours worked and wages earned, which we display within the Immediate app. Users then select how much of their earnings they would like to receive and transfer to an account of their choice.
How do I sign up?
Once your employer has signed up for Immediate, you will receive a registration email and registration code to use when downloading the app. If your employer does not currently offer Immediate, you can enter their information here and someone from our team will contact them to discuss.
Does Immediate have APR?
Immediate is not a loan, nor does it offer credit or have a payback period. Due to our HR software integrations, we confirm your hours worked and wages earned and simply charge a small fee to access your wages early (similar to an ATM fee).
Is Immediate secure?
Yes, all personal data is encrypted at-rest and in-transit to process any transaction.
How can I get training to use Immediate?
Immediate provides a series of training materials, including online and print tutorials, to ensure you fully understand how to utilize Immediate.
Does your employer offer Immediate?
Your company must offer Immediate in order for you to take advantage of access to earned pay. The good news is, there is no upfront or ongoing cost for companies to offer Immediate! Recommend us to your employer by completing one of the below forms!
Option 1: Email your employer
Hi ___,
I recently came across a new voluntary employee benefit named Immediate. Immediate provides access to earned pay, as well as other financial wellness tools. I believe Immediate would be a valuable benefit to me and the rest of our team and, best of all, it’s free for employers to offer!
Learn more about Immediate: http://joinimmediate.com
Please let me know if you have any questions and thank you for considering this benefit.
Thanks!
[Your name]