Immediate
For Employees

Access Your Pay When You Need It Most

ImmediatePay is the simple and easy-to-use employee benefit that unlocks access to your earned pay in between paydays.

On-Demand Access

Quick and easy access to your earned pay when you need it.

Flexible Transfers

Transfer funds to your bank account of choice.

Stress Less

Relax knowing you have a safety net in times of need.

Download ImmediatePay

Access Your Pay Without Having to Wait for Payday

Unexpected expenses happen, and when they do, you shouldn’t have to wait until payday to get the money you’ve earned. Get the freedom you need when unexpected expenses arise.

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How ImmediatePay Works

01

Clock Out

Clock out at the of the workday and see how much money you’ve earned in the ImmediatePay app.

02

Set Up Wallet

Set up your wallet *more information about setting up wallet process*.

03

Transfer

Select the amount you’d like to transfer, where to send funds and confirm.

FAQ

Got Questions? Find Answers.

Find answers to commonly asked questions from owners, operations and HR teams about offering Immediate.

What is ImmediatePay?

ImmediatePay is a financial wellness app that allows eligible employees to access their earned pay in between paydays.

Is it a loan? Will I pay interest?

No, Immediate does not provide loans and there are no interest rates or hidden fees associated with the benefit.

Does Immediate have an APR?

Immediate is not a loan, nor does it offer credit or have a payback period. Due to our HR software integrations, we confirm your hours worked and wages earned and simply charge a small fee to access your wages early (similar to an ATM fee).

Can anyone use ImmediatePay?

Currently, you can only use ImmediatePay if your employer is signed up for Immediate. If they are, you will receive an invitation email with a unique code to enroll in the ImmediatePay app.

Is it secure?

We implement several physical, technological, and organizational measures to protect the safety and security of your personal information.  For more information, see our Privacy Policy https://joinimmediate.com/privacy-policy and visit our Trust Center at https://trust.joinimmediate.com

How quickly can I receive funds?

Funds can be received via debit card in as little as 30 minutes (often sooner)! For ACH transfers, the processing time is dependent upon your bank’s hours of operation.

What is an access fee?

Our access fee is a nominal ATM-like fee for transferring funds.

Will my coworkers know if I use ImmediatePay?

No. With Immediate, you can be sure that your transactions and personal information will stay private.

Unlock access to your earned pay